1. Account Registration

To use PiplePay's virtual card services, you must register using a valid mobile phone number. You represent that all information provided is accurate and complete, and you'll maintain its accuracy. Accounts are personal and non-transferable. You're responsible for all activities under your account.

2. Service Usage

PiplePay provides virtual payment cards for legitimate personal transactions only. You agree not to use the service for illegal activities, fraud, money laundering, or any prohibited transactions. We reserve the right to refuse transactions that appear suspicious or violate our risk parameters.

3. Cryptocurrency Funding

Virtual cards may be funded exclusively through cryptocurrency transfers to designated wallet addresses. You acknowledge cryptocurrency transactions are irreversible and subject to network confirmation times. PiplePay is not responsible for losses due to incorrect transfer addresses or network congestion.

4. Fees and Limits

Usage of PiplePay may be subject to transaction fees and daily/weekly funding limits. We may adjust fees and limits at any time with reasonable notice via our website. All fees are non-refundable once a transaction has been processed.

5. Prohibited Activities

You may not use PiplePay for adult content, gambling, weapons, or other restricted categories. Circumventing our systems or creating multiple accounts is strictly prohibited. We may freeze funds and terminate accounts engaged in suspicious activities.

6. Termination

You may stop using our services at any time by discontinuing account usage. We reserve the right to suspend or terminate accounts that violate these terms. Upon termination, any remaining card balances may be forfeited after 30 days.

7. General Provisions

These terms are governed by Nigerian law. Disputes shall be resolved in Nigerian courts. We may update these terms periodically, with continued use constituting acceptance. For support: info@piplepay.com (response within 48 business hours).