1. Introduction

PiplePay.com ("we," "our," or "us"), a product of Flurstack Technologies Ltd (RC: 8193818), provides virtual payment card services through our web application. This Privacy Policy outlines our practices regarding the collection, use, and protection of your personal information when you use our services. By accessing or using PiplePay, you acknowledge that you have read, understood, and agree to the terms outlined in this policy.

2. Information Collection

PiplePay maintains a strict privacy-first approach while complying with all applicable regulations. We conduct due diligence checks and proper KYC verification through our trusted partners when required by law. The personal information we collect may include your mobile phone number for authentication and account security purposes, and additional verification details when necessary for compliance.

3. Data Usage

Your provided information is utilized solely for account verification, transaction authentication, security-related communications, and regulatory compliance. We implement strict internal controls to prevent unauthorized access to or misuse of your information. PiplePay does not share, sell, lease, or otherwise distribute your personal data to any third parties except as required by law or with our authorized compliance partners.

4. Advertising and Tracking

Our platform maintains an advertisement-free user experience with no embedded tracking pixels, cookies, or analytics scripts. We do not participate in behavioral tracking, data mining, or any form of user profiling for marketing purposes. User activity remains private and is not monitored beyond what is necessary for security, operational functionality, and regulatory compliance.

5. Security Measures

All data transmissions are protected by end-to-end encryption using industry-standard TLS 1.2+ protocols. We employ multiple layers of security including firewalls, intrusion detection systems, and regular security audits. Financial transactions are processed through secure, PCI-compliant channels with additional tokenization for sensitive data.

6. AML Compliance

PiplePay maintains a robust Anti-Money Laundering (AML) program in accordance with applicable regulations. We conduct transaction monitoring, risk assessments, and suspicious activity reporting through our compliance partners. While we respect user privacy, we reserve the right to request additional information when necessary to comply with AML laws and regulations.

7. KYC Procedures

PiplePay implements Know-Your-Customer (KYC) verification through our authorized partners when required by transaction patterns, risk factors, or regulatory requirements. Our KYC-free operation applies only to lower-risk transactions within permitted thresholds. We may collect additional verification details through our compliance partners to meet regulatory obligations.

8. Contact Information

For privacy-related inquiries, data access requests, or account deletion, please contact our support team. Official communications should be directed to: info@piplepay.com. We typically respond to all privacy inquiries within 48 business hours of receipt.